Retirement and Benefits Education for Atlanta Professionals Advisory services offered through Mainstreet Financial Group, LLC  |  msfadvisor.com
Mainstreet Financial Education msfia.com
Educational Seminars · Retirement · Federal Benefits

Retire with clarity, not guesswork.

Free, professional education for the people who have the most to plan for, and the most to lose by getting it wrong.

Tell us who you are, and we will speak your language
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Successful Retiree I have saved well and want it to last.
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Professional or Entrepreneur My wealth is tied to my work or my business.
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Federal Employee I need to understand my federal benefits.
For Successful Retirees

You spent decades building it. Now make it last.

The hardest part of retirement is not saving. It is turning what you saved into income you can count on, without giving more than you owe to taxes or losing ground to a bad market at the worst time.

  • Will my money last as long as I do?
  • How do I draw income without a painful tax bill?
  • What do I do about required minimum distributions?
  • How do I protect what I have from a market downturn near retirement?
  • How do I leave a legacy the way I intend?
Recommended for you

Tax-Smart Retirement Income

A free workshop on drawing reliable income in retirement while keeping more of it in your pocket.

Led by a CFP® professional, the gold standard in financial planning.

Reserve a Seat Or get the free guide first →
For Professionals and Entrepreneurs

Your wealth is in motion. Your plan should be too.

You built success through your career or your company, but that often means your wealth is concentrated, your income is uneven, and no one handed you a pension. Retirement takes deliberate planning, not a default.

  • How do I turn my business or career into lasting retirement income?
  • What is the smartest way to plan an exit or succession?
  • How do I manage the tax hit when wealth is concentrated?
  • How do I coordinate everything so the pieces work together?
  • Am I actually on track, or just busy?
Recommended for you

Planning Your Exit and Your Income

A free workshop for owners and professionals on converting built wealth into a confident retirement.

Led by a CFP® professional, the gold standard in financial planning.

Reserve a Seat Or get the free guide first →
For Federal Employees

Federal benefits are complex. Mistakes are permanent.

CSRS, FERS, TSP, FEGLI, FEHB, survivor elections. The rules are intricate and many of the choices cannot be undone. You deserve guidance from someone who has earned the credential built specifically for your benefits.

  • Am I reading my FERS or CSRS pension correctly?
  • What should I do with my TSP at retirement?
  • When is the right time to retire, to the day?
  • How do survivor, FEGLI, and FEHB decisions fit together?
  • How do I coordinate Social Security with the rest?
Led by a ChFEBC℠

Maximizing Your Federal Retirement

A free workshop led by a Chartered Federal Employee Benefits Consultant℠, the credential built for your benefits.

Reserve a Seat Or get the free federal guide →
15+ YearsServing Atlanta Families
CSRS · FERS · TSPFederal Benefits Specialists
CFP® ProfessionalThe Gold Standard in Planning
Fiduciary StandardPlanning Through Our RIA
CFP®
ChFEBC℠
Upcoming Seminars

Reserve a seat at an upcoming workshop

Small-group educational sessions, in person and online. Every session is teaching, never a sales pitch.

18Jun
Federal

Maximizing Your Federal Retirement

6:30 PM · Brookhaven · In Person

Pension, TSP, survivor, and timing for FERS and CSRS employees, led by a ChFEBC℠.

Reserve a Seat
09Jul
Retiree

Tax-Smart Retirement Income

12:00 PM · Online · Live Webinar

Drawing reliable income in retirement without overpaying the IRS, including Roth and RMD strategy.

Reserve a Seat
23Jul
Federal

The TSP Decision: Stay or Roll?

6:30 PM · Decatur · In Person

An honest look at your Thrift Savings Plan options at retirement and the real trade-offs.

Reserve a Seat
13Aug
Owner

Planning Your Exit and Your Income

6:30 PM · Buckhead · In Person

For owners and professionals: turning built wealth into retirement income, with an eye on taxes and timing.

Reserve a Seat
A Free Guide

Maximizing Federal Retirement

By Ruth D. Goldstein, CFP®, ChFEBC℠
A Federal Employee's Guide to a Confident Retirement

Start with the guide, on us

Whether you are a federal employee, a business owner, or already retired, clear education comes before any decision. Tell us where to send it and we will get you the right resource for your situation. No jargon, no pressure, no obligation.

An educational resource, not investment, tax, or legal advice. Requesting it creates no obligation.
Thank you. Check your email shortly for the guide matched to your situation.
How It Works

Learn first. Decide when you are ready.

1

Attend a workshop or read the guide

Start with education. No cost, no pressure, no obligation to go further.

2

Ask your questions

Bring your situation to a no-cost conversation and get straight answers specific to you.

3

Build a plan, if it fits

If you want a full financial plan or ongoing investment management, that work is delivered through our advisory firm under a fiduciary standard.

Ready for a Conversation?

Request a complimentary planning conversation

For those who want to go further, schedule a no-cost, no-obligation conversation about your retirement picture.

Thank you. We will reach out within one business day to find a time.
Financial planning and investment management are provided through Mainstreet Financial Group, LLC, a Registered Investment Adviser.
Ruth D. Goldstein, CFP, ChFEBC
About Your Educator

Ruth D. Goldstein, CFP®, ChFEBC℠

I have spent my career helping Atlanta retirees, business owners, and federal employees turn a lifetime of work into a retirement they can count on. I founded Mainstreet because people make better decisions when someone takes the time to teach them, not sell to them.

As a CERTIFIED FINANCIAL PLANNER™ professional, the gold standard in financial planning, and a Chartered Federal Employee Benefits Consultant℠, I hold a fiduciary standard. The advice I give is the advice I would want for my own family. And with eleven of my fifteen grandchildren living within two miles, family is never far from how I think about this work.

Ruth

Your retirement deserves a plan, not a guess.

Start with a free seminar or the complimentary guide. The next step is always yours to take.

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